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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

8 safety tips to know before the next time you drive your ATV

Before you get on your ATV, the most important thing to do is familiarize yourself with safe operating habits. These eight tips are among the most important things you should know to keep yourself and others safe during your next off-road adventure. 1. Make sure you have proper safety gear First things first. Before you even think about driving your ATV, make sure you’re ready...

ATV vs. UTV: The differences explained

Shopping for and purchasing an off-road vehicle can be an exciting adventure all on its own—especially when you’re deciding between an all-terrain vehicle (ATV) or a utility task vehicle (UTV). Review and compare their features below to determine which of these vehicles may be best for you. Definition of an ATV An ATV is an all-terrain vehicle—commonly called a four-wheeler or quad—designed for a single...

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

What is an autocycle?

Are you on the hunt for a new ride that sets you apart from the crowd? If you want the comfort and control of an automobile while enjoying the open-air sensation of a motorcycle, an autocycle may be a perfect fit. What is an autocycle? An autocycle is a mix between a car and motorcycle. While the autocycle is technically classified as a type of...